About Us

The Polk County Housing Trust Fund is the comprehensive planning, advocacy and funding organization for affordable housing in Polk County, Iowa. Our dollars help fund safe, stable affordable housing for folks making less than 80% of Area Median Income. This is often housing for people working full-time in the community's service sector, such as the faces of our Can I Be Your Neighbor campaign. Ensuring that there is adequate inventory for people of all income levels is what we do at the PCHTF.

Take a look at the chart below to see household incomes for the people we serve. Households marked in yellow cannot afford a 2-bedroom apartment renting at HUD Fair Market Rent ($902/mo). According to HUD definitions, housing is affordable if it requires a family to spend less than 30% of their gross income on rent or mortgage payments.

2021 HUD Income Limits for Polk County

  • Family Size: 1
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $19,200 $480
    50% $32,000 $800
    60% $38,346 $959
    80% $51,150 $1,279
    100% $63,910 $1,598
  • Family Size: 2
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $21,950 $549
    50% $36,550 $914
    60% $43,824 $1,096
    80% $58,450 $1,461
    100% $73,040 $1,826
  • Family Size: 3
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $24,700 $618
    50% $41,100 $1,028
    60% $49,302 $1,233
    80% $65,750 $1,644
    100% $82,170 $2,054
  • Family Size: 4
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $27,400 $685
    50% $45,650 $1,141
    60% $54,780 $1,370
    80% $73,050 $1,826
    100% $91,300 $2,283
  • Family Size: 5
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $31,040 $776
    50% $49,350 $1,234
    60% $59,162 $1,479
    80% $78,900 $1,973
    100% $98,604 $2,465
  • Family Size: 6
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $35,580 $890
    50% $53,000 $1,325
    60% $63,545 $1,589
    80% $84,750 $2,119
    100% $105,908 $2,648
  • Family Size: 7
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $40,120 $1,003
    50% $56,650 $1,416
    60% $67,927 $1,698
    80% $90,600 $2,265
    100% $113,212 $2,830
  • Family Size: 8
    % Percentage of Area Median Income (AMI) Maximum Affordable (30%) Rent Payment
    30% $44,660 $1,117
    50% $60,300 $1,508
    60% $72,310 $1,808
    80% $96,450 $2,411
    100% $120,516 $3,013