Polk County Housing Trust Fund

We Make Housing Affordable.

How we support five non-profit agencies working to place low-income people in affordable housing.

Community Housing Development Corporation


    Since 1995, Community Housing Development Corporation has pursued its mission to provide and sustain safe, decent affordable housing for low- to moderate-income individuals, while further revitalizing neighborhoods through the pursuit of other affordable housing opportunities.
    A perfect example of that, says CHDC Executive Director Carol Bower, is a project proposed by the City of Des Moines and the River Bend Neighborhood Association. Their idea: Take a large old home at 1800 Seventh St., 110 years old and now a public nuisance, and rehabilitate it into a home where someone might want to live.
    Success was evident in that the home was featured in the River Bend Neighborhood home tour. “Familiar with the ‘before’ pictures CHDC takes to show what our projects looked like at acquisition, staff members didn’t recognize the ‘after’ pictures because the house is now so beautiful,” says the CHDC executive director.
    The project was but one undertaken by the nonprofit, one of several receiving support from the Polk County Housing Trust Fund in the last year. Typically, the agency’s Home Ownership Program rehabilitates or builds eight to 12 houses annually in several neighborhoods and then sells them to low-income families.
    CHDC also operates two other programs inspired by the difficulties many senior homeowners have in maintaining their homes. SeniorWise Home Repair serves more than 1,400 seniors in more than 2,500 services call each year, making both large and small repairs and providing limited chore services related to safety and home maintenance. Senior Rental Housing of CHDC evolved from the realization that no amount of repair could make it possible for some seniors to stay safely in their homes. As a result, that program has developed and/or manages 124 independent-living apartments in three buildings for seniors with very low incomes.
    “Clearly our goal is to identify appropriate needs and then try to meet them,” says Bower. “Our programs don’t have a lot of glitz. . . . We just want to improve housing for low-income residents.”   


During the past year, CHDC Homeownership through Homeownership program served our community as follows:
  9     Households.
14     Adults
11    Children

Family incomes: Households
0    < 30% MFI ($0-$20,450)
5    31-50% MFI (20,451-$34,050)
4    51-80% MFI (34,051-$54,500)

Sources of Income:  Households
9    Employment  
0    Social Security/Pension
0    Public Assistance


CHDC also has a Seniorwise Major Repair division that served the community as follows:

23     Households.
28     Adults
  0    Children

Family incomes: Households
18    < 30% MFI ($0-$20,450)
  5    31-50% MFI (20,451-$34,050)
  0    51-80% MFI (34,051-$54,500)

Sources of Income:  Households
  0    Employment   
23    Social Security/Pension
  0    Public Assistance


CHDC also has a Seniorwise Minor Repair division that served the community as follows:

984    Households
984    Adults 
     1    Child  

Family incomes: Households
< 30% MFI ($0-$20,450)    662 (2 of which were $0 income)    
31-50% MFI (20,451-$34,050)    322
51-80% MFI (34,051-$54,500)    0

Sources of Income:  Households
        2    Employment    
1,084    Social Security/Pension         
        1    Public Assistance 


CHDC also has a Senior Housing Rental division that served the community as follows:

140    Households (19 of these new households)
147    Adults (21 of these new)  
    0    Child       

Family incomes: Households
121    < 30% MFI ($0-$20,450)     
  14    31-50% MFI (20,451-$34,050)
    0    51-80% MFI (34,051-$54,500)

Sources of Income:  Households
    6    Employment   
134    Social Security/Pension  
    3    Public Assistance/Other


Community Housing Development Corporation
601 Forest Avenue
Des Moines, IA 50314
Tel: 515.244.7798
Fax: 515.243.8507
Email: info@chdcdesmoines.org
www.chdcdesmoines.org

Doors Wide Open

The Polk County Housing Trust Fund, whose purpose is, "Providing resources, Partnering for affordable housing," is inviting partners, funders and friends of affordable housing to their 15th Anniversary event celebration, April 8, 2010.

Affordable Housing

For more information on Affordable Housing in Polk County, click on About Us, then Publication Archive.

Are you struggling to pay your mortgage?

For assistance, please contact Iowa Mortgage Help at 1-877-622-4866 or click on http://www.iowamortgagehelp.com.

2010 NOFA is available for Capital Improvement & Owner-Occupied

Click here for the 2010 Notice of Funding Availability (NOFA).

PROJECT RECOVERY IOWA

Click here to learn more about Project Recovery Iowa, a disaster mental health program to empower survivors and guide them to resources.

Need Housing Assistance?

If you need help finding affordable housing please call 2-1-1 or click on http://www.211iowa.org.

PLEASE NOTE!!!

Effective March 1, 2009 the Application phone number for the Polk County Emergency Repair Program will be: (515) 875-5566 After this date the current phone number (515) 286-3385 will no longer accept Emergency Home Repair Requests.